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Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk


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WolFinance is a licensed credit broker and not a lender. We are not a direct lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative 305.9% APR. Representative example: £400 borrowed for 90 days.

Total amount repayable is £561.92 in 3 monthly instalments of £187.31.

Interest charged is £161.92, interest rate161.9%(variable).

Warning: Late repayment can cause you serious monetary problems. For help, got to moneyadviceservice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can cause serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

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Loan amount
£100 - £3,600
Loan term
3 - 12 Months
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Loan amount
£1,000 - £2,000
Loan term
12 - 96 Months
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Payday Loans Online

Do you need a cash advance but your company doesn’t allow this policy or only approves a handful? Then getting an emergency payday loan is the right choice for you. This allows you to get quick access to money without any hassles. These days there’s also been an increase of loans which are available online. This means that you won’t have to personally go to the lender to file for your application. This online process also makes the whole application fast.

Loans Online

With the switch from all physical transactions to more virtual ones, lenders are also now using internet as a platform to provide service. This allows people to borrow money from lenders even if they are nowhere near them. This is also a great way for people who live in far away places with limited establishments to have access to loans with better rates and loan amounts.

There are various lending websites that you can find with just a quick search on Google. However, not all of these give great service and ensure satisfaction. A trusted lending site is pounda.co.uk. They guarantee your satisfaction and they also ensure that the whole process is quick and easy. The whole application process is done online s you won’t even need to step out of your house to apply for your loan.

Who are eligible for a loan?

Although Pounda strives to grant as many loans as possible, they still need to safeguard their own interests as well. Given this, they need to ensure that only eligible applicants will be granted a loan. These eligibility requirements are simple and it actually covers most people who would be needing a loan. Only if you satisfy all the requirements below would you be eligible to apply.

1. Must be 18 years old and above
2. Must be a resident of the U.K.
3. Must currently have a job with a stable income
4. Must have a bank account with a debit card

These requirements help ensure that you will be capable of paying for your loan at the given payment schedule. These requirements are also cross checked with the documents and information you will provide on the first step of application.

How to Apply?

Applying for a loan has never been this easy and hassle free You don’t need to answer those seemingly endless forms and submit a lot of requirements. Since everything is done online as well, your documents and form would be received by those who would review it as soon as it’s submitted.

The first step to applying for a loan is to fill out an application for, This form is quick and easy to answer. It also only asks questions which are necessary. The form would usually inquire about your personal information, your current job, and your salary. These are ways for the lender to know further if you would be able to pay the loan almost no difficulties. Aside from these, you would also be asked to provide information about your ID card, pay slip, and bank account. These documents would serve as proof of your identity and would ensure that there are no inaccuracies.

Once the application has been submitted, it would be immediately reviewed. Although approvals are a case to case basis, it’s a rule of thumb that lenders check whether or not your profile fits the loan amount that you’re applying for. This means that there should be enough left from your salary after you’ve paid for the amount of the loan.

After your application has been reviewed you will be informed of the decision immediately. After that, the loan amount would be directly deposited to your account. This is why they need to have your bank details. Since the amount is deposited directly you won’t have to worry about not having your loan on time.

How fast is the process?

Since everything is done online, the process is very quick and hassle free. Usually if you submit your application in the morning you would get the decision that same afternoon. Of course, this would be the case if there are no issues. So make sure that you’ve submitted all the necessary requirements and that the loan you’re applying for matches your salary. This means that the monthly payment for the loan shouldn’t be the same amount or too close to the salary you receive. In case that the people reviewing you application sees that there’s a mismatch, they would suggest that you take another loan which fits your profile and one that you won’t find to be too difficult to pay.

Get the Very Best Loan to Suit Your Needs

It can often be a difficult task to know what kind of loan will suit your needs the best. To make it easier for you we have gathered all our sub pages here so you can see what page will be best for you. If you are still unsure feel free to contact us and we will do everything we can to make sure you get the finance that you want.

5 most recent personal loan reviews

Review of Sunny Loans

A very good team of people, who helped me with the process which I found to be a little confusing. They also weren't too demanding of my guarantor when he needed to supply documents. Slightly higher rates than I expected for a guarantor loan but wasn't too over the top.

Review posted by Betsy Farlow, Thetford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Creation

Creation Loans really helped me out in my time of financial difficulty. The payments are manageable and the team are very helpful and understanding. I would borrow from them again.

Review posted by Glenis Belanger, Basingstoke

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Pounds To Pocket

Excellent service would recommend to friends and family i thought it would be a bit stressful waiting for an answer but got it straight away so no waiting and the person on the phone was helpful yes very pleased with the way it was done. Ian

Review posted by Ian Stall, Derby

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

All reviews have been sourced from Trust Pilot to guarantee authenticity.