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WolFinance is a licensed credit broker and not a lender. We are not a direct lender.
We will never charge you for our service and the lender will not increase the rate to cover our fee to them.
We work with over 40 different lenders to bring you the very best rates from across the UK market.
Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate161.9%(variable).
Warning: Late repayment can cause you serious monetary problems. For help, got to moneyadviceservice.org.uk.
Do not borrow more than you can pay back as defaulting on payments can cause serious monetary problems.
Any collateral you have against the amount may be at risk of repossession.
We Guarantee To Find The Right Product For You.
REPRESENTATIVE EXAMPLE: Borrow £500 for 6 months. Annual interest rate 238% (variable). 1 instalment of £142.10 & 5 equal instalments of £142.42. Total amount to repay £854.20. Representative 788% APR.
Apply for Money Loan
Life has a way of surprising us most of the time. We often are faced with problems every now and then. These problems usually happen without us expecting it so we will most likely be unprepared for it. It is also often that the cause of our problems is not having enough money. If that’s the case you don’t need to worry because getting an emergency money loan has never been as easy as it is right now. Now you can get your loan almost instantly and without much hassles anymore so you can focus your energy on something else instead of going on edge over your problems.
What is an Emergency Loan?
Need fast cash? Then, getting an emergency loan is the way to go. This type of loan is offered by a lot of lenders and they’re often very lenient about the requirements. You won’t need to answer a bunch of pages for your loan and you also don’t need to send many requirements. Emergency loans are also appr bed fast often on the same day or the most 24 hours after you’ve submitted your application so you can get the solution to your problem quickly.
Where to take an Emergency Loan?
There are a lot of companies who now offer emergency loan. Just a quick google search would lead you to page after page of the numerous websites that offer you this type of loan. Because of the abundance of choices, you’d definitely get confused about which lender to apply to especially if you don’t really know what to look for in a great deal. Below is a list of the qualities of a good lender that you should look for.
1. Convenient – With the advancements in technology we have, the lender that you’ll choose should have their application process done 100% online. This means that from answering the form to submitting the other requirements like documents should be done through the internet. This makes it more convenient for the borrower and for the lender. The convenience of the whole process also relies on how simple the form is. Since this is an emergency loan, the form shouldn’t be asking for complicated questions to make the whole process easier.
2. Fast Approval – The speed by which your application is approved is also another way to check whether or not the lender is a good choice. Same day approval should be available especially for those who really need the money fast. The approval decision in this type of loan should be given to you that same day. Given this, you should still consider that since you won’t be the only one applying they might be reviewing a lot of other applications as well so it’s best if you apply in the morning so you can get the decision at the end of the day.
3. Approval Rate – Since you are in a rush you don’t have the luxury to redo an application if you get rejected so it’s better to apply somewhere with a high approval rate. This would usually mean that the lender would lend you money solely on the basis of your salary. Given this, you also have a responsibility to only apply for the loan amount that would be logical based on how much you earn.
Among the numerous lending sites online, pounda.co.uk is one of the few which ticks off all three qualities. They have a simple form you’ll be asked to fill out online which only asks of personal information as well as you job and salary. They would also ask for your ID card information, bank account, and your pay slip to check for any inaccuracies in your application form. Once you’ve submitted your application it would then be subject to review. Afterwards, the decision would be sent back to you almost immediately. Once you’ve received the decision the loan amount would be deposited directly to your bank account.
Reasons for Denial
Although the approval rate on Pounda is very high, you should keep in mind that the loan amount you’re applying for is in line with your salary. In the event that they find that your profile doesn’t match the loan you’re asking for they may suggest that you apply to a lower amount that you could realistically pay for with no problems considering your salary. In the rare event that your application gets denied, no need to worry because you can apply again on a later date with no fear that it would affect your new application.