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CashComet is a licensed credit broker and not a lender. We are not a direct lender.
We will never charge you for our service and the lender will not increase the rate to cover our fee to them.
We work with over 40 different lenders to bring you the very best rates from across the UK market.
Representative 305.9% APR. Representative example: £400 borrowed for 90 days.
Total amount repayable is £561.92 in 3 monthly instalments of £187.31.
Interest charged is £161.92, interest rate161.9%(variable).
Warning: Late repayment can cause you serious monetary problems. For help, got to moneyadviceservice.org.uk.
Do not borrow more than you can pay back as defaulting on payments can cause serious monetary problems.
Any collateral you have against the amount may be at risk of repossession.
We Guarantee To Find The Right Product For You.
REPRESENTATIVE EXAMPLE: Borrow £500 for 6 months. Annual interest rate 238% (variable). 1 instalment of £142.10 & 5 equal instalments of £142.42. Total amount to repay £854.20. Representative 788% APR.
Emergency Payday Loans No Credit Check
Is payday a bit far from now but you already need the money? Have you exhausted all the possible solutions and are feeling a bit helpless already? Maybe you’ve even tried to ask for a cash advance from your boss but that didn’t work out the way you wanted it to. Don’t worry because you can now get an emergency loan from various lenders and you can even do it online.
Getting a loan is the easiest solution for those who want to get cash quickly. However, this might be a black hole for a lot people especially who are afraid of credit checks. They might be afraid because they know that they have a bad credit score or maybe some are just afraid that their average credit score may not be enough. But now there’s no need to worry about such because along with the increase of the number of lenders there’s also now more of them who don’t check for borrower’s credit scores.
What is a credit check?
Credit check is when the lenders look at your credit score and use it as a criteria for whether or not they would approve your loan application. Approval of personal loans used to depend greatly on one’s credit score but now it no longer has such a great bearing on their decisions. But take note that it still depends on where you get your loan since most banks still use this as a criteria.
Now that you know what a credit check is, some may now be wondering what a credit score is. Your credit score is a reflection of how well or how bad you were able to keep up with the payments of your previous loans and other debts like credit card payments.
Who is eligible for it?
Different lenders would have different requirements for those who want to apply. Since this loan is approved quickly there are only a few requirements for it. Below is a list of the general requirements that is shared by most lenders.
1. Must be 18 years old and above – Your age would signify whether or not you’d be capable of paying your loan for the amount of time stipulated on your contract. It’s also a basis of whether or not it’s legal for you to participate in a contract.
2. Must be employed and have a regular salary
3. Must have a bank account with a debit card – The loan amount would be deposited directly to your account so having one is mandatory.
Where to get it?
There are a lot of lenders who give out emergency loans no matter what your credit score may be. One of your best options for this loan is pounda.co.uk where you would be able to choose the loan amount you need at the rate that you could afford. They also offer same day approval so this is great news for those who need cash really fast.
How to apply?
When applying for loans that you need immediately, it’s bests to go for the lender which has few requirements and responds quickly. In pounda.co.uk, the whole loan application is done online so it’s quick and convenient.
Once you’ve decided to get a loan from this site, you can immediately start your application. Just fill out the short form found on the site. This form is simple and straightforward. It would only ask pertinent information such as your income as well as other personal information.Aside from the form they would also ask for your ID card information as well as your pay slip so have these with you when you log on so you’ll be done with your application faster.
After you’ve submitted your application, it would be reviewed by the representatives. They would now decide whether to approve you application or decline it. Although decisions are case to case, by rule of thumb, representatives would usually look at how much your salary is and whether or not you would be able to pay off your loan comfortably. Once approved, the money would then automatically be wired to your bank account.
What if I get rejected?
It’s best to note that pounds.co.uk has a high approval rating when it comes to loans. In the event that they see that your profile doesn’t fit the requirements of the loan amount you’ve applied for they might suggest that you take a loan amount that would be a better fit for you. In the unlikely case that you get rejected for all the loans you’ve applied for, you can easily apply for another loan on a later date without your reflections having an effect on your results.
Get the Very Best Loan to Suit Your Needs
It can often be a difficult task to know what kind of loan will suit your needs the best. To make it easier for you we have gathered all our sub pages here so you can see what page will be best for you. If you are still unsure feel free to contact us and we will do everything we can to make sure you get the finance that you want.
5 most recent personal loan reviews
A very good team of people, who helped me with the process which I found to be a little confusing. They also weren't too demanding of my guarantor when he needed to supply documents. Slightly higher rates than I expected for a guarantor loan but wasn't too over the top.
Review posted by Betsy Farlow, Thetford
Ease Of Use
Value For Money
Creation Loans really helped me out in my time of financial difficulty. The payments are manageable and the team are very helpful and understanding. I would borrow from them again.
Review posted by Glenis Belanger, Basingstoke
Ease Of Use
Value For Money
Excellent service would recommend to friends and family i thought it would be a bit stressful waiting for an answer but got it straight away so no waiting and the person on the phone was helpful yes very pleased with the way it was done. Ian
Review posted by Ian Stall, Derby
Ease Of Use
Value For Money
All reviews have been sourced from Trust Pilot to guarantee authenticity.