Warning: Late repayment can cause you serious money problems. For help, go to MoneyAdviceService.org.uk
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DIRECT LENDERS – LOOK NO FURTHER!

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CashComet is a licensed credit broker and not a lender. We are not a direct lender.

We will never charge you for our service and the lender will not increase the rate to cover our fee to them.

We work with over 40 different lenders to bring you the very best rates from across the UK market.

Representative 305.9% APR. Representative example: £400 borrowed for 90 days.

Total amount repayable is £561.92 in 3 monthly instalments of £187.31.

Interest charged is £161.92, interest rate161.9%(variable).

Warning: Late repayment can cause you serious monetary problems. For help, got to moneyadviceservice.org.uk.

Do not borrow more than you can pay back as defaulting on payments can cause serious monetary problems.

Any collateral you have against the amount may be at risk of repossession.

We Guarantee To Find The Right Product For You.

Loan amount
£100 - £3,600
Loan term
3 - 12 Months
CUSTOMERSCORES
No nonsense, transparent lending.
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Loan amount
£1,000 - £2,000
Loan term
12 - 96 Months
CUSTOMERSCORES
Excellent
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Loans Direct Lenders

Life is like a roller coaster with a lot of unexpected ups and downs. Most of the time when we’re down we feel like there’s no more solution to our problems but time and time again, we have been proven otherwise. Most emergency circumstances require us to shell out cash which most of the time we don’t have. Cash on hand which makes this hard for us to cope with this problem. Worry no more because you can get emergency loans that give approval after just one day.

If you’re now worried about your bad credit affecting your loan application, you shouldn’t worry because there are a lot of lenders who approve loans without looking at your credit score. These loans have other requirements when giving out loans which you should instead meet. However, you must be careful when choosing the lender because some of them might be brokers instead of direct lenders.

What are direct lenders?

If you’re applying for a bank loan and you suddenly notice that there’s a fee for you to pay; then you’re applying through a broker instead of a direct lender. There’s a huge difference between the two. Brokers are middlemen who aren’t lenders but actually connect you to the lender. The reason why they charge a fee because they usually only get a small commission from the lending company so they need to increase their income by charging the customers.

Instead of using a middleman you should only deal with direct lenders. Direct lending means that the person or website you’re applying to is the same as the one who would approve your application as well as give you the money. They usually don’t charge a fee when you start your application so you also won’t have any problems with looking for where you would now find the money for the application fee.

There are a lot of direct lenders available these days. They also give out a variety of loan options you could choose from. Among the numerous direct lenders out there, pounda.co.uk gives the best value for you and would also give you the best satisfaction. They also approve fast for no fee at all so you’ll get your money in no time.

How to apply?

In the past, applying for loan were huge hassles and actually require a lot of time to finish. This made them not an ideal source of money for emergency situations. Application form used to be very long and the requirements were extensive which made it harder, especially for those with a bad credit score, to cope with this. With the increase in competition lenders are slowly becoming more lenient when it comes to applications. With the use of technology, applications are also approved faster.

In pounda.co.uk., the whole application process is done online. So now you won’t have to go to the bank and spend more time waiting than doing the actual application. To start your application you would be asked to fill out an application form which is short and simple. It would also only ask for information that are necessary and which you could answer almost immediately. The questions would ask about your personal information, your current job as well as your salary. These questions would help the lenders know if you would be capable of paying the monthly payments. Aside from the form, you would also be asked to give information about your ID card, your bank account, and your pay slip. These information would safe guard the lender from any inconsistencies or possible fraud.

After you’ve submitted your application, your loan would now be reviewed. They would look at whether your profile fits the loan you’re applying for. Your salary should be enough to pay for the loan as well as to pay for other expenses throughout the month. If your profile doesn’t match they won’t reject you immediately, they would now instead suggest other loans which might be more suitable for you. In the rare event that you would be rejected for all loans, you can apply again on a later date without having to worry about your previous denial affecting your current application.

Once your application has been approved your loan amount would now be deposited to the bank account that you provided during the application. Approvals are fast and usually takes 24 hours maximum. In most cases, if you apply in the morning you’ll get your decision and money in the afternoon but still depends on the number of applicants that they must reviews.

Get the Very Best Loan to Suit Your Needs

It can often be a difficult task to know what kind of loan will suit your needs the best. To make it easier for you we have gathered all our sub pages here so you can see what page will be best for you. If you are still unsure feel free to contact us and we will do everything we can to make sure you get the finance that you want.

5 most recent personal loan reviews

Review of Sunny Loans

A very good team of people, who helped me with the process which I found to be a little confusing. They also weren't too demanding of my guarantor when he needed to supply documents. Slightly higher rates than I expected for a guarantor loan but wasn't too over the top.

Review posted by Betsy Farlow, Thetford

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Creation

Creation Loans really helped me out in my time of financial difficulty. The payments are manageable and the team are very helpful and understanding. I would borrow from them again.

Review posted by Glenis Belanger, Basingstoke

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money

Review of Pounds To Pocket

Excellent service would recommend to friends and family i thought it would be a bit stressful waiting for an answer but got it straight away so no waiting and the person on the phone was helpful yes very pleased with the way it was done. Ian

Review posted by Ian Stall, Derby

  • Customer Service
  • Flexibility
  • Ease Of Use
  • Value For Money
All reviews have been sourced from Trust Pilot to guarantee authenticity.